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Showing posts with label thatched homes. Show all posts
Showing posts with label thatched homes. Show all posts

Tuesday, 8 November 2011

A Safe and Happy Bonfire Night across the UK

Unless anybody can tell me differently, it appears that Bonfire Night (or Bonfire Weekend) passed without a thatch fire!  Despite the stray fireworks and sparks scattered across the sky, we seem to have been lucky this year.

Heavy rain across the country was clearly a help - not to mention care, vigilance and forethought on the part of thatch owners and bonfire aficionados!

Again, I refer to my post of last week - we managed to save a new thatched property cleint nearly 40% of their insurance premium.  Now is a good time to change insurer especially as some of the long-standing insurers in the market a clearly losing their appetite.  Call us - 01454 615 417.  Or email john@exportandgeneral.co.uk.

Dr John C Mitchell



Friday, 28 October 2011

Thatch Safe Cooking! No Smoking!


How do we know that the owners of thatched properties are non smoking careful cooks?

Causes of House fires in non-thatched homes:
  • Cooking – 50%+
  • Electrical appliances – 13%
  • Smoking – 7%
  • Electrical Distribution – 7%
  • Heating devices – 4%
  • “Other” – 15%

Causes of House fires in thatched properties:
  • Electrical faults
  • Faults in the flu or flu liner
  • Stray sparks from the chimneys, discarded cigarettes and garden bonfire
  • Heat transfer can be added to this list 

There we have it, owners of thatched properties are careful cooks who monitor carefully their chip pans – and who don’t fall asleep while holding burning cigarettes!  

Thatch fire is a very serious matter - as is any house fire - an understanding of where risk lies, careful and adequate preparation, along with the application of preventative measures - physical and mental - are the keys to longevity and safety.

Some more Statistics:

What you get from your thatch:
  • Water reed 55-65 years
  • Combed wheat 20-40 years
  • Long Straw 15-25 years

Dangers:
  • 50,000 thatched homes in the UK
  • 50 to 100 thatched homes are destroyed or seriously damaged every year

Chances of Fire:
  • Chances of fire in a normal house – 1:320
  • Chances of fire in a thatched house – 1:735

Recorded Deaths:
  • 1 death in twentieth century from a thatch fire 
 We can help you with your insurance The Thatch Advice Centre can help you with the rest!