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Friday 11 September 2015

Millions of Pounds to go Up in Flames

Insurance is, often rather harshly, regarded as an infernal industry; but in regards to thatched properties the adjective is proving rather justifiable.

For millions of pounds will continue to be paid out for chimney fires in the UK if troubling trends continue.

Insurers NFU Mutual insist that chimney fire claims, which could amount to £4million last year alone, are almost entirely avoidable.

We recently reported on Assets to Ashes, a campaign set up by NFU Mutual which is intended to raise awareness of property fires which are more prevalent in the winter months. As specialist thatched property insurers, E&G Homes - our home and contents insurance branch - feels particularly inclined to promote awareness.

Indeed, Chloe Drinkwater, a specialist at NFU Mutual, has stressed that thatched properties are susceptible to particularly destructive conflagrations:

“Many homeowners do not appreciate the additional cost of re-building a property, particularly if it is thatched, so it is important that people check that their buildings and contents are properly insured should a fire occur,” she explained.

For specialist Thatched property insurance, click here.

Tuesday 8 September 2015

Wood Burning Stoves: from craze to blaze
















No self-respecting country cottage cognoscente isn’t in want of a fashionable wood burning stove, but concerns are mounting that they might cost thatched property owners more than they bargained for.

As the trend for retro fire appliances grows, so do the number of thatched roof fires caused by the embers that they create.

According to Shaun Milton of the Wiltshire Fire Service, wood burning stoves give off hotter embers because they are more efficient burners. It is when these embers are blown up through the chimney and settle on the thatched roof that fires break out.

In our last post, we reported that thatched roof fires happen, on average, twice a week. Such instances are usually owing to neglect, against which Milton warned in an interview with BBC News.

The BBC reported that scientists of the Fire Protection Association were investigating how thatched roof chimney fires occur. This week the BBC also reported that scientists were investigating why scientists investigate questions which are apparently obvious.

Iain McCaig of Historic England says that fires must be attended at all times, and manufacturer’s instructions followed carefully.




For specialist thatched property insurance, click here.



  

Chimney Fire Safety Week

To anticipate the spectre of thatched property fires ahead of winter, Chimney Fire Safety Week began yesterday.

The brainchild of the Chief Fire Officers Association, the initiative coincides with the onset of what is expected to be a frigid end of the year, when people begin to use stoves and fires again.

Although it targets the owners of all types of properties, thatched properties are of primary concern.

Final straw

The campaign addresses a burgeoning anxiety in the thatched roof community about the safety of their homes. Home owners are right to be concerned: two thatched properties a week burn down across Britain.

The Island Echo reports that 90% of fires in thatched houses are caused by chimney and flue faults. Mark Abram of the Chief Fire Officers Association counted the burning of unsuitable wood and use of incorrectly sized appliances as other possible flashpoints.

Abram recommends that property owners utilise that humble British institution - the chimney sweep - as a preventative measure.

From one group of thatch enthusiasts to another, E&G wishes the thatched property community a safe autumn and winter.



  • For an insurance quote on your thatched property, click here

  • For a list of safety tips for thatched properties, click here

Tuesday 16 June 2015

Fire destroys historic thatched cottages in Limerick village


Fire destroys historic thatched cottages in Limerick village

The dwellings were among the last 11 remaining thatched cottages built by Lord Adare between 1835 and 1870 and are a huge tourist draw.

In August 2012, James Lee from Ballyorgan reroofed the cottage owned by Jane and Henrietta Benson using about one and a half tonnes of reed harvested from the banks of the Shannon at Coonagh and Bunratty. He spoke about his sadness and shock at the destruction.













Click here to read more

Tuesday 10 March 2015

Thatched cottage gutted by fire in Mareham on the Hill


Sadly, another one! 

Nine fire crews attended a thatched house fire in Main Road, Mareham on the Hill, near Horncastle last night.
Four hose reel jets, two cobra and breathing appliances were used to extinguish the blaze.



Wednesday 21 January 2015

Thatched cottage fire in Thrupp, near Kidlington

 
Another sad fire to report I’m afraid.  It was reported yesterday in the oxford mail that…… “EIGHT fire engines are currently dealing with a blaze in a thatched cottage in Canal Road, Thrupp, near Kidlington.

The fire broke out in the roof of the cottage located in a row of homes at about 6pm.

Firefighters have prevented the blaze from spreading to the neighbouring properties.
Oxfordshire Fire and Rescue group manager Gary Cooper confirmed at 9.30pm crews WERE still using hoses to dampen the thatch and were in the process of salvaging property from the cottage.”

 Thank goodness it was prevented from spreading, but sadly the cottage itself was pretty much destroyed.  This follows another Oxfordshire thatch fire on Jan 15th at Roke Marsh near Wallingford. In that one, ‘gas canisters’ were mentioned, but no further information released.



Call me to discuss your insurance needs on 0208 2550617 / 07768 865983

Tuesday 20 January 2015

Link to the North Norfolk Reed Cutters Association

And this is where it all comes from – well, much of it anyway.

Reed cutting has been a way of life for generations of people in Norfolk.  The reed grow without the need for additional fertiliser or pesticide and the beds themselves also create an important habitat for wildlife.  Add to that the fact that this particular land is really no good for anything else and you can see that your thatched roof is providing so many things including work, natural habitat and valuable land usage.


Quite amazing that on a roof, Norfolk reed can last up to 70 years!  Not great news for thatchers I guess with only one visit per generation!!

Anyway, an interesting site and well worth a visit.

“This is the website for the North Norfolk Reed Cutters Association, the organisation that represents the cutters that manage the reed beds of the North Norfolk Coast and the Broads Reed and Sedge Cutters Association which represents cutters working in the Norfolk and Suffolk Broads.”


Call me to discuss your insurance needs on 0208 2550617 / 07768 865983